Buying your first home in Miami: a checklist

Buying your first home is exciting, and a little overwhelming. Here is a simple checklist to have ready, so your closing goes smoothly.

Before you shop

• Check your credit and know your budget.
• Get preapproved by a lender so you know what you can borrow.
• Save for your down payment plus closing costs, about 2% to 5% of the price.

When you find the home

• Make an offer with your realtor and sign the purchase contract.
• Send the contract to us. We open your title order and start the title search.
• Schedule your home inspection.

Before closing day

• Have a photo ID from the government ready for everyone signing.
• Arrange your funds by wire. Never send money without confirming the instructions with us directly by phone.
• Do a final walkthrough of the home.
• Review your Closing Disclosure. We explain every line.

Closing day

You sign the documents, we handle the money and record your deed, and you get the keys. That is it. You are a homeowner.

A note on safety: wire fraud is common in real estate. Skybridge will never change payment instructions by email. Always call us at the number on our site to confirm before sending any funds.