◆ Tit & Escrow

Achte yon kay ta dwe santi w an sekirite, pa konfizyon.

Nou okipe tit la, papye yo, ak fèmti a — epi nou esplike chak etap an langaj senp, nan lang ou. Pa gen sipriz. Pa gen frè kache.

$0Frè sipriz nan fèmti
24/7Kòmann & swivi sou entènèt
4Lang, pale klè
A happy diverse family receiving the keys to their new home
★★★★★ 345+ fanmi lakay yo

Kisa yon konpayi tit fè?

Yon konpayi tit verifye si vandè a se vrè mèt kay la dapre lalwa, li regle tout dèt oswa reklamasyon ki sou kay la, li asire pwopriyete w ak yon polis asirans tit, li kenbe lajan an nan escrow, epi li fè fèmti a, kote tout moun siyen papye yo epi yo anrejistre papye kay la. Skybridge Title fè travay sa a pou achtè, vandè, ajan imobilye ak prestatè bank nan Miami-Dade ak Broward, an English, Español, Kreyòl ak Français.

Skybridge Title, LLC, ajans asirans tit ki gen lisans nan Florid, Lis. #W855791, North Miami. Mete ajou . Li: kiyès ki peye kisa nan Miami-Dade ak Broward.

◆ Senp depi nan konsepsyon

Twa etap pou jwenn kle yo

Pifò moun pa achte kay de fwa youn dèyè lòt. Se poutèt sa nou fè pwosesis la santi tankou yon sèl chemen klè — pa yon pil papye legal.

1

Di nou sou tranzaksyon an

Ajan, prètè, oswa achtè — soumèt kòmand ou an sou entènèt nan kèk minit. Nou ouvri dosye sekirize ou otomatikman.

2

Nou fè travay tit la

Nou chèche istwa pwopriyete a, retire nenpòt dèt, epi pwoteje ou ak asirans tit. Ou wè li ap fèt an tan reyèl.

3

Ou fèmen ak konfyans

Siyen an pèsòn oswa sou entènèt, pran kle ou yo, epi kenbe nou kòm yon resous lontan apre jou fèmti a.

◆ Konfye nan tout Sid Florid

Fanmi nou ede jwenn kay yo

Vrè moun, vrè fèmti — akonpaye depi nan kòmansman jiska lafen pa yon ekip ki pale lang ou.

345+Kliyan ak fanmi kontan
5Ekspè tit anndan kay la
4Lang nou pale klè
$0Frè sipriz nan fèmti
A family carrying boxes into their new home Clients happily signing their closing documents with the Skybridge team
◆ Estimasyon enstantane

Konnen frè fèmti ou nan kèk segonn

Antre yon pri. Nou itilize to ofisyèl tit Florida — menm chif chak konpayi tit dwe suiv pa lalwa — pou estimasyon ou reyèl.

$
$

Total estime ou

$0
Frè estime ou ta pote nan fèmti a

Estimasyon sèlman. Asirans tit itilize to leta Florida fikse. Taks dokimantè, taks entanjib, ak frè anrejistreman baze sou to estanda Miami-Dade. Chif final ou depann de kontra, konte, prètè, ak sondaj. Nou konfime tout bagay anvan ou siyen.

◆ Fèt pou tout moun ki nan tab la

Moun nou ede

Ajan Imobilye

Soumèt kòmand nan de minit, swiv chak dosye sou telefòn ou, epi pa janm kouri dèyè nou pou yon mizajou ankò.

Soumèt yon kòmand →

Achtè & Vandè

Premye kay oswa senkyèm, nou mache bò kote w. Mizajou klè, mo senp, ak yon ekip ki reponn nan lang ou.

Wè pòtay ou →

Prètè

Angajman tit pwòp, fèmti alè, ak livrezon dokiman sekirize ki kenbe pipeline ou ap mache.

Kòmande tit →
◆ Pa janm yon liy okipe

Yon resepsyon ki pa janm dòmi

Apèl apre lè, wikenn, nan twa lang — reponn. Resepsyon AI nou an ak konsyèj la okipe kesyon yo pou anyen pa tann jiska Lendi.

Repons telefòn 24/7

Chak apèl resevwa, reponn, epi dirije pa yon resepsyonis AI ki sonnen natirèl — lajounen kou lannwit, an Anglè, Espayòl, Kreyòl, oswa Franse.

Li pran randevou pou ou

Moun ki rele ka jwenn yon devi, kòmanse yon kòmand, oswa pwograme yon fèmti dirèkteman nan apèl la — li ale dirèk nan dosye sekirize ou.

Konsyèj pou chak kliyan

Yon konsyèj dedye swiv dosye ou bout an bout — kouri dèyè dokiman, reponn kesyon, epi kenbe fèmti ou sou bon chemen.

◆ Aprann pwosesis la

Gid ak resous

Gid an langaj senp sou achte, vann, ak fèmti — nouvo piblikasyon chak mwa an Anglè, Espayòl, Kreyòl, ak Franse.

Gid
Jen 2026

Kisa yon konpayi tit fè vrèman?

Yon eksplikasyon 3 minit, san jagon, pou premye achtè.

Li plis →
Gid
Septanm 2026

Frè fèmti nan Miami-Dade ak Broward: kiyès ki peye kisa

Vrè chif 2026 yo, yon egzanp pou $400,000, ak kiyès ki peye kisa.

Li plis →
Gid
Me 2026

Achte premye kay ou nan Miami: yon lis

Tout sa ou bezwen pare anvan ou siyen.

Li plis →
SKYBRIDGE
A joyful Haitian family moving into their new home with keys in hand

Pon ou pou rive lakay.

Depi premye kesyon ou jiska kle nan men ou — an Anglè, Espayòl, Kreyòl, oswa Franse.

◆ Resous

Mo yo, kesyon yo poze souvan ak lyen itil

Repons klè pou kesyon nou tande pi souvan, pou anyen nan fèmti ou pa rete yon mistè.

Glossary of title terms

Title
Legal proof that you own a property.
Title insurance
A one-time policy that protects you and your lender from past ownership problems, liens, or fraud.
Title search
A review of public records to confirm the seller can legally sell and the property is clear.
Escrow
A neutral account that holds money and documents until every condition of the sale is met.
Closing (settlement)
The final step where documents are signed, funds change hands, and ownership transfers to you.
Deed
The document that legally transfers ownership from the seller to the buyer.
Lien
A legal claim against a property for an unpaid debt — it must be cleared before a clean transfer.
Underwriter
The insurance company that backs your title policy financially.
Owner’s vs. lender’s policy
The owner’s policy protects you; the lender’s policy protects the bank’s loan.
Closing Disclosure
A form listing your final loan terms and every cost, given before you sign.
Documentary stamp tax
A Florida tax on the deed and mortgage, paid at closing.
Wire fraud
Scams that trick buyers into sending funds to a fake account — always verify wiring details by phone.

Frequently asked questions

What does a title company actually do?

We confirm the seller truly owns the property, clear any liens or claims, insure your ownership, hold funds safely in escrow, and handle the signing so your closing is smooth and protected.

Do I really need title insurance?

Yes. It is a one-time cost that protects your ownership for as long as you own the home — against hidden problems like unknown heirs, forged documents, or old unpaid debts.

Who pays for closing costs in Florida?

It is negotiable and varies by county. In Miami-Dade and Broward the buyer customarily pays for the owner’s title policy; in most other Florida counties the seller does. The contract can change either. Use our instant calculator for an itemized estimate.

How much are closing costs on a $400,000 house in Florida?

A buyer with an 80% loan should expect about $3,860 in title premiums and state taxes before lender fees and prepaids, and about 2% to 5% of the price in total. In Miami-Dade the seller's deed tax is $2,400 at the reduced $0.60 rate. See our Miami-Dade and Broward guide for the full worked example.

How long does closing take?

A typical residential closing runs 2–4 weeks from contract to keys, depending on financing and the title search. Cash deals can close faster.

What do I bring to closing?

A government-issued photo ID and any funds due by wire or cashier’s check. We send a full checklist ahead of time so there are no surprises.

How do I protect myself from wire fraud?

Never trust wiring instructions sent by email alone. Always call our office at a known number to verify before sending any funds. Skybridge will never change wire details by email.

Pale ak yon vrè moun

Yon kesyon, yon kòmand, oswa yon patenarya — voye yon nòt epi ekip nou an reponn vit, nan lang ou.

655 NE 125th St, Ste A · North Miami, FL
Mèsi — mesaj ou a sou wout li. N ap reponn talè.

Enfòmasyon ou voye an sekirite epi nou pa janm vann li.

MJ

Bon retou, Marie

Dosye #SB-2026-0847 · 1240 NE 110th St, Miami, FL

Pwogrè fèmti ou

Fèmti estime: 14 jiyè 2026 · Ou nan etap 3 sou 5.

Kòmann resevwa

28 jen · Nou ouvri dosye sekirize ou epi konfime kontra a.

Rechèch tit fini

2 jiyè · Nou tcheke tout istwa pwopriyete a. Pa gen sipriz.

N ap netwaye tit la

Ap fèt · N ap rezoud yon ansyen dèt epi kòmande peman.

Pare pou fèmen

Pwochen · N ap voye chif final ou yo epi pwograme siyati a.

Fèmen & asire

Kle yo se pou ou. Polis tit ou a bay.

Yon sèl bagay nou bezwen nan men ou

Tanpri telechaje yon kopi kat idantite gouvènman ou pou nou verifye idantite anvan siyati.

Dokiman

Chifre. Se sèlman ou menm ak ekip fèmti ou ki ka wè sa yo.

Trennen yon fichye isit la oswa tape pou telechaje

Kontra achaResevwa
Angajman titResevwa
ID gouvènmanBezwen

Pwograme fèmti ou

Chwazi yon lè ki bon pou ou. Nan biwo oswa konplètman sou entènèt.